A Public Adjuster’s Tips on Preventing Storm Damage This Season

If there is anyone who knows about property damage of all kinds, it is a public adjuster. Their job is to expedite your insurance claim when your property has incurred damage due to ice, snow, or wind. They know exactly what you are up against, how much it’ll cost to fix the problem, and ways you can prevent storm damage altogether.

Since winter is just around the corner, it's a good idea to call a public adjuster to understand how to protect your home and loved ones. Plus, the better prepared you mean that there is a lower chance that you will even have to go through the claims process in the first place.

Three vital storm damage prevention tips include keeping your gutters clean, checking your ceilings for water stains, and keeping your sump pump working properly. Let’s take a look at these tips in more detail.

Tip 1: Clean Your Gutters

Ensuring your gutters are up and running properly is imperative to avoid water damage. The best way to prevent faulty gutters from causing water damage to your property is to clean them biannually. For example, consider cleaning them three or four times a year if bushes surround them.

If you live in desert-like, arid climates, cleaning your gutters even once a year can suffice. However, property owners should also service their gutters as soon as autumn arrives. This is because leaves will be falling more frequently.

Tip 2: Check Ceilings for Water Stains

Not only are water stains on ceilings unattractive, but they can also end up causing terrible damage to your property when aggravated by a storm. This is because a water stain is most commonly a sign that your roof is leaking and that water has pooled up inside it. 

Thus, when there is a storm, more water or snow will leak through, causing further structural erosion. Here are a few things to check for:

• Wear and tear around vents and chimneys
• Slow draining or clogged downspouts
• Buckling, peeling, broken, rotting, warped, blistering, or missing shingles

On the inside of the roof, check for:

• Holes where light is coming through
• Sagging 
• Dark spots

If you notice any of these, call a professional for help.

Tip 3: Ensure Your Sump Pump Is Functioning Correctly

Do you know what prevents water from flooding into your basement? A sump pump! It is essential for those who have a basement and are living in a flood-prone area to check on their sump pump.

Ensuring that your sump pump is working properly not only keeps your basement safe and foundation intact, but is also a requirement if you have homeowner’s insurance. 

How Public Adjusters Can Get Your Storm Damage Claims Approved

A public adjuster is responsible for evaluating damage to a property in the event of a storm or fire. According to the policyholder’s guidelines, they evaluate property loss and help file the insurance claim, getting a fee in return. 

In cases where storms have caused a lot of damage to your property, several different policies apply. It can get very complex for homeowners to navigate the complexities of the insurance claim process by themselves. 

Hiring a public adjuster, however, means that you have an expert to help you navigate the claims process from start to finish. Moreover, they can easily file and adjust an insurance claim on your behalf as quickly as possible. This saves you money, time, and gives you peace of mind. 

Public Adjuster, at Your Service!

Our expert team at TSO Adjustment Service, LLC is a full-service public adjuster in Philadelphia that is dedicated to managing every aspect of our clients’ insurance claims. If you have any questions or would like more information, call us today at 215-886-7440, or contact us on our website.