How to Choose the Right Public Adjuster for You

You might be wondering: what is a public adjuster? They are essentially an independent insurance professional hired by a policyholder looking to file claims in exchange for appropriate payouts for their losses. They have no connection to your insurance company.

Public insurance adjusters get paid on a contingency fee or hourly basis. The amount of compensation they receive depends on the services rendered for their clients. Thinking of hiring one? Read one to learn what it takes to choose a public adjuster you can trust.

Why Do You Need a Public Adjuster?

Property insurance is a critical aspect of protecting your estate against damages and destruction. However, filing and claiming the right insurance amount is a tedious ordeal on its own. This is exactly why people opt for professionals who can guide them through the process—namely, public adjusters.

Working on behalf of policyholders, public adjusters can help you claim the money you're owed from your losses. However, hiring the right one depends on your case and other factors. 

Here are some tips for choosing the ideal public adjuster for your case.

Understand Your Wants, Needs & Expectations

You must spend time educating yourself about your needs and wants before looking for public adjusters. This includes knowing what level of service you are looking for and how much your insurance company will allow for a settlement.

Having a good assessment of your particular situation can help you identify the right public adjuster profile.

Look For Experience & Credentials

When looking at background and experience, make sure the person you’re considering has the right credentials. Every legitimate public adjuster should be licensed; if you can’t find details right away, contact your state's insurance department and ask to see their credentials. 

A valid license and active practice are preliminary standards of adequate service and must top the list of your requirements for an adjuster. And remember, don’t immediately sign a contract! A professional will never pressure you into making any quick decisions.

Ask For References

Don't be shy when asking for references from the public adjusters you’re interested in. Their current or former clients are an excellent resource for digging up more information. If you decide to work with a public adjuster, talking with experienced property owners will also be helpful. They will give you a much better understanding of what to expect.

Competent professionals would be more than happy to share their successful client stories with you to back up their claims.

Gain Insight Into Their Process

What steps do they take to ensure you get your complete claim? For example, do they review the site and ask for the insurance policy? Are they proposing upfront costs instead of a percentage of the final settlement? 

Asking questions and gaining insight into their modus operandi is crucial to help you understand if they're the right fit. A proven adjuster will not only satisfy your queries but will help you understand the entire insurance claims process better. 

Looking for a Public Adjuster? Contact Us Today!



Choosing the right public adjuster can make all the difference in getting the most out of your insurance claim. The team at TSO Adjustment Service has helped thousands of homeowners get their fair right of property insurance claims. Our experts are well trained in the process of litigation and will ensure that your insurance policy is reviewed to prevent any loophole denying your chance of a fair claim amount. 

While we provide our services in Philadelphia County, we also offer 24/7 emergency service nationwide. Book an appointment today! Give us a call at (215) 886-7440 or visit our website.