Signs It’s Time to Call a Public Adjuster

If you’ve suffered unexpected force major damages to your property, you might be wondering if you’ll need to hire a public adjuster. The short answer? Yes, you absolutely should. As an insured policyholder, you have the right to hire a public adjuster to advocate on behalf of your insurance claim. 

There are several factors to consider before hiring a public adjuster, as it’s a demanding and lengthy process to file a claim. With the right expertise and know-how, a public adjuster can help you expedite the process, navigate through the insurance claims process, and achieve the maximum amount you deserve.

In this article, we’ll review 3 of the biggest signs that it’s time to call a public adjuster to represent you and assist with your insurance claim. Read on to learn more.

1. You Don’t Understand the Insurance Policy

An insurance policy often contains a myriad of complex terms, provisions, clauses, and stipulations that must be addressed in order for a full settlement to be successfully processed. Much of this legal terminology can be challenging for non-legal professionals to fully understand. To make things even more challenging, large volumes of complex information about a claims process may be provided over the phone adding difficulty to accurately documenting and tracking important details.

It is common that an insurance policy uses confusing language that only a public adjuster could analyze. With a public adjuster’s expertise and property claim experience, you can increase the amount of your eventual claim settlement.

2. You Don’t Have Time to Go Through the Insurance Claims Process

Experiencing damages or losses to your property is incredibly stressful. If you’re a homeowner, these damages can mean you’ve lost valuable possessions or experienced an overhaul of your everyday family life. If you’re a business owner, you now have additional responsibilities outside of your insurance claim such as business recovery decisions and dealing with company operations.

Most likely restoring order to your home or business is your priority not learning the complexities of the insurance claims process. Allowing a public adjuster to alleviate the alternate high priority issue can save you valuable resources with minimal stress.

A public adjuster will evaluate your insurance policy and help you devise the best strategy for presenting your claim. The adjuster will help compile evidence and details of property damage, negotiate on your behalf, and devise the optimal way to settle your claim for the largest claim return possible.

3. You Feel Like the Insurance Company is Not Adequately Evaluating Your Claim

Filing an insurance claim is often a long and tiring process. If the timeline is being stretched because your insurance company won’t respond to you in a timely manner, hiring a public adjuster can expedite the process.

A public adjuster will directly communicate with your insurance company taking any lengthy communications off of your plate. A public adjuster’s knowledge and expertise will better connect you with the right sources to ensure that your claim includes related expenses needed to cover your losses.

As the policyholder, you will have full control over which decisions are ultimately made. A public adjuster does not have the authority to accept or reject any offers without your full consent. Difficult decisions can be made easier by partnering with an experienced public adjuster.

Contact TSO Adjustment Service today

Dealing with property damages is stressful enough. Taking risks when filing your insurance claim will only add to your problems. Hiring a professional public adjuster will save you money and time while providing you with the peace of mind you deserve.

If you’re looking for experienced public adjusters in Southeastern PA, our experts at TSO Adjustment Service are ready to help. To learn more, call us at 215-886-7440 or visit our contact page.